INTEGRITAS DAN EFEKTIFITAS HUKUM DALAM FRAUD PERBANKAN

Abstract

The purpose of this research is to identify and describe the problems in the banking fraud detection. Although detection of fraud is important to enhance the integrity, but there are many problems that can hinder the implementation of appropriate detection. Based on a review of various studies that have been done, there are four majors causative factor identified through this paper. Firstly analyze the integrity of bank officers and employees as the cause of banking fraud. Secondly, identify the devices of banking laws relating to the prevention of fraud. Third, analyze the effectiveness of the device in the banking law of banking fraud, and fourthly analyze whether the integrity factor or the legal effectiveness factor are more dominant causative in banking fraud. Based on this problem, suggested improvements that need to be applied.