This research examines the difference and the influence of variables on asset management factor, liability management factor and asset-liability management factor on economic value added (EVA) at foreign exchange and non-foreign exchange banks in Indonesia. The result of discriminant analysis showed that before the crisis period observation the Foreign Exchange Banks with EVA (+) and banks with EVA (–) were differentiated by 1) demand deposits, 2) CAR, and 3) ROA. During the crisis period observation, they were differentiated by 1) growth commitment contingency account, 2) demand deposits, 3) equity, 4) NIM, 5) fixed assets, 6) interest income, and 7) non interest income. Before the crisis period observation, the non foreign exchange banks were differentiated by 1) demand deposits, 2) NIM, and 3) ROA. During the crisis period observation, they were differentiated by 1) placement to other banks, 2) ROA, 3) fixed assets, and 4) non interest income.
