PROFICIENT Community Services https://journal.perbanas.id/index.php/pcs <p style="text-align: justify;">Proceedings of the Perbanas International Seminar on Economics, Business, Management, Accounting and IT (PROFICIENT) is one of the results of holding an international conference organized by the Perbanas Institute. This international conference provides the widest possible opportunity for academics, practitioners, and the wider community in all parts of the world to participate in contributing their ideas in the fields of economics, business, management, accounting, and information technology. It is hoped that the results of this thought, which are distributed in the form of seminars, discussions, and papers, can become a reference in the development of science in the future, as well as become a reference in the decision-making process for practitioners and regulators. The focus of study at this international conference includes (1) economics, banking industry, and digitalization; (2) financial accounting, auditing, and tax; (3) information technology innovation and business data analytics; (4) digital marketing; (5) human capital; (6) sharia economics; (7) other relevant topics (economics, business, management, accounting, and information technology).</p> en-US proficient.csa@perbanas.id (Markonah) proficient.csa@perbanas.id (Budiyanto) Fri, 30 Aug 2024 00:00:00 +0700 OJS 3.3.0.7 http://blogs.law.harvard.edu/tech/rss 60 Bank and Non- Bank Financial Institutions as well Its Role in the Development of Micro, Small and Medium Enterprises (MSMEs). https://journal.perbanas.id/index.php/pcs/article/view/764 <p style="text-align: justify;"><em>Devotion to this Community ( PkM ) . discuss role strategic k Mini bank and non- bank finance in MSME development , review various initiatives and programs that have been launched , as well analyze impact to growth and sustainability MSME sector in Indonesia. Through deep understanding​ about role and contribution k Mini - institutions This is expected can identified existing opportunities and challenges , as well as more strategies effective For support development of MSMEs to front . k Mini held at Jendral University Soedirman Purwokerto , by IKPIA Perbanas lecturers and students working together with General University Soedirman , which will be held on Wednesday , May 22 2024, with audience of MSME actors who have Collaborating with Jendral University​ Sudirman , who is active in various Can business , such as : culinary , food typical Purwokerto like mendoan , food packaging for souvenirs like irut , fried getuk , crafts hand and furniture made​ from bamboo as well as screen printing . Results and Mini an from k Mini is that : 1. The role of Bank Financial Institutions for MSMEs , namely as : 1). Provision Credit and Financing , 2). Service Banking Inclusive , 3). Mentoring and Training . 2. Role of Financial Institutions Not a bank for MSMEs , namely as : 1). Financing Alternative , 2). Service Finance Based Technology (Fintech), 3). Innovation Products and Services . 3. Impact To MSME development , namely as : 1). Economic Growth , 2). Increasing Competitiveness, 3). Business Sustainability . 4. Challenges faced by MSMEs as well opportunity that is digital technology and innovation finance 5. Development Strategy to Front namely : 1). Collaboration and Synergy between MSMEs and financial institutions , 2). Enhancement Literacy Finance in MSMEs, 3). Innovation Products and Services for MSMEs</em></p> Mustanwir Zuhri , Irawati Junaeni , Hedwigis Esti Riwayati , Markonah Markonah, Djoko Hanantijo , Rohmat Agus Pranoto Copyright (c) 2024 PROFICIENT Community Services https://journal.perbanas.id/index.php/pcs/article/view/764 Fri, 30 Aug 2024 00:00:00 +0700 Community Economic Empowerment Through the Development of Situ Tunggilis Tourism in Situsari Village, Cileungsi District, Bogor Regency https://journal.perbanas.id/index.php/pcs/article/view/765 <p style="text-align: justify;"><em>This study presents the outcomes of a community-based tourism development program implemented in Situ Tunggilis, Situsari Village, Bogor Regency, Indonesia, from July 2022 to June 2024. Collaborating with the Village-Owned Enterprises (BUMDes), Situsari Village Government, and various local community groups was crucial throughout the program phases, ensuring smooth operations and alignment with the village's needs and potentials. The study involved initial surveys, needs analyses, training sessions, infrastructure development, promotional activities, and monitoring and evaluation. Results show a significant increase in tourist visits, particularly after promotional efforts and infrastructure enhancements. However, fluctuations in visitor numbers were observed throughout the program period, suggesting the need for further stabilization. The satisfaction survey revealed positive feedback from tourists, emphasizing cleanliness, service quality, and facility availability. Nevertheless, challenges such as funding limitations for infrastructure development and community engagement persisted, affecting project timelines and local participation. Despite these challenges, the collaborative approach between stakeholders facilitated a conducive environment for tourism development. Continued evaluation and improvement are necessary to ensure sustainable and impactful tourism activities. This study contributes to the literature on community-based tourism development and offers insights into addressing challenges and maximizing opportunities in similar contexts.</em></p> Turah Slamet, Nani Fitriani Copyright (c) 2024 PROFICIENT Community Services https://journal.perbanas.id/index.php/pcs/article/view/765 Fri, 30 Aug 2024 00:00:00 +0700 Upgrading Business Identity of BTPN Syariah Customers Through MSME Mentoring Program in Cigudeg Bogor District. https://journal.perbanas.id/index.php/pcs/article/view/766 <p style="text-align: justify;"><em>One of the weaknesses of micro, small and medium enterprises actor is that they often ignore the importance of business identity as a promotional medium for their business. This is due to the lack of knowledge and skills for making these promotional media. Therefore, assistance is needed for business actors related to upgrading their business identity which can be provided through the Community Service Program as an activity of the MSIB Kampus Merdeka program in collaboration with BTPN Syariah. There is an increase in knowledge and skills from BTPN Syariah customers, which is micro-business actors as recipients of mentoring material on the urgency of identity, and the result is the implementation or practice of teaching the material in the form of their business promotion banners.</em></p> Jepri Naldo, Reny Fitriana Kaban, Zurlina Lubis Copyright (c) 2024 PROFICIENT Community Services https://journal.perbanas.id/index.php/pcs/article/view/766 Fri, 30 Aug 2024 00:00:00 +0700 Towards environmentally conscious SMEs in Jenderal Soedirman University, Purwokerto, Jawa Tengah https://journal.perbanas.id/index.php/pcs/article/view/767 <p style="text-align: justify;"><em>Considering that in society, the importance of waste management for Micro, Small, and Medium Enterprises (MSMEs) has received little attention, many MSMEs still need to understand the concept of a green environment to achieve business continuity with an environmentally sustainable approach—benefits of Community Service Activities by MSMEs at Jendral Sudirman University, Dukuhbandong, Grendeng, Kec. North Purwokerto, Banyumas Regency, Central Java. We </em><em>This paper </em><em>explain</em><em>s</em><em> the importance of environmental insight for MSMEs by the results of the G20, namely, towards green MSMEs to support a sustainable economy. </em><em>It </em><em>We also enlighten</em><em>s</em><em> how MSMEs must prepare this ecosystem through access to financing, training, and outreach.</em></p> Pamela Magdalena, Achmad Syauqi Ilal Jinan, Ch. Endah Winarti, Ignatius Septo Pramesworo, Chicilia Nova Yatna, Eduardus Suharto, Renova Modigliani Paradigma Copyright (c) 2024 PROFICIENT Community Services https://journal.perbanas.id/index.php/pcs/article/view/767 Fri, 30 Aug 2024 00:00:00 +0700 The Importance of Presenting Financial Statements to Assess the Performance of Micro, Small and Medium Enterprises (MSMEs) https://journal.perbanas.id/index.php/pcs/article/view/770 <p style="text-align: justify;"><em>Participating in social activities is a form of community service (PKM) that can be done by a lecturer. Through this participation, it is hoped that lecturers can provide direct benefits to the community. In this PKM activity, the IKPIA Perbanas lecturer team provided counseling related to financial recording to micro, small, and medium enterprises (MSMEs) under the guidance of Jenderal Soedirman University. The problems faced by MSMEs include a lack of knowledge in recording finances for daily transactions. This condition results in untidy financial records and the inability to make simple financial statements. This community service activity is expected to help MSMEs realize the importance of simple financial records for daily transactions in their business so that MSMEs have a simple form of financial statements that can be used to apply for additional capital or other things.</em></p> Atik Djajanti, Tiolina Evi, Dian Kurniawati3, Stepani Sisca Wulandari Copyright (c) 2024 PROFICIENT Community Services https://journal.perbanas.id/index.php/pcs/article/view/770 Fri, 30 Aug 2024 00:00:00 +0700 Recycling Used Cooking Oil to Multipurpose Products for Family Economic Improvement https://journal.perbanas.id/index.php/pcs/article/view/771 <p style="text-align: justify;"><em>This Community Service aims to develop the potential and skills of human resources, housewives in Kedung Waringin Village in utilizing the natural potential of the village, waste cooking oil to produce something of high selling value and provide economic, social, and environmental benefits for the surrounding community. Improving women's skills can foster local economic activities that can indirectly improve community welfare. The multi-use products resulting from the creativity of recycling used cooking oil are soap for washing and candles as a source of lighting, alternative room decoration, and aromatherapy media. </em><em>For the sustainability of this used cooking oil recycling skills training and to support the achievement of the community service goal, increasing community income through the creative economy, the community service team also followed up with online marketing activities so that the products produced by the community as output from the training could be sold so as to provide additional community income. By making recycled products, the community can generate income independently to increase family income. The result of this community empowerment activity is increased community capacity.</em><em>&nbsp;</em></p> <p>&nbsp;</p> Reny Fitriana Kaban, Martina Safitry, Ai Nety Sumidartini, Banaziriyah Copyright (c) 2024 PROFICIENT Community Services https://journal.perbanas.id/index.php/pcs/article/view/771 Fri, 30 Aug 2024 00:00:00 +0700 Become an Environmentally Friendly MSME Through Green Human Resource Management https://journal.perbanas.id/index.php/pcs/article/view/774 <p style="text-align: justify;"><em>This community service activity aims to accelerate the implementation of sustainable business using green human resource management.&nbsp; The object of service is culinary MSMEs in Purwokerto Regency that have started or are interested in implementing the concepts. Seminars, training, workshops, mentoring and monitoring methods are used in this activity. The coaching activities have unequivocally proven that integrating environmentally sustainable practices through green management and green human resource management in culinary MSMEs in Purwokerto yields tangible and positive results. Participating MSMEs have demonstrated heightened awareness, knowledge, and effective implementation of environmentally friendly practices, aligning with the sustainable development goals (SDGs) The recommendations are government support, easy network access, and continuous education</em></p> Stefanus MS Sadana, Oetami Prasadjaningsih, Siti Safaria, Diah Nirmalawati, A. Dewantoro Marsono, Bekman Siagian Copyright (c) 2024 PROFICIENT Community Services https://journal.perbanas.id/index.php/pcs/article/view/774 Fri, 30 Aug 2024 00:00:00 +0700 Improving Tax Understanding for Micro Small Medium Enterprises (MSMEs) in Cisalak Pasar Subdistrict, Depok City https://journal.perbanas.id/index.php/pcs/article/view/773 <p style="text-align: justify;"><em>Considering that in society the importance of taxes for Micro, Small and Medium Enterprises (MSMEs) is not given enough attention, so many MSME taxpayers have not paid taxes due to a lack of understanding of tax calculations and payments. The benefits of Community Service activities carried out in MSMEs in the Cisalak Pasar subdistrict, which also collaborated with lecturers from the STIAMI Institute of Social and Management Sciences explained the importance of taxes for MSMEs in accordance with Law Number.36 of 2008 concerning Income Tax, as most recently amended by Law Number of 2021. Where we also explain how the administration must be prepared for settlement and certificates in accordance with the settlement of Government Regulation article number 23 of 2018.</em></p> Andi Primafira Bumandafa Eka, Irawati, Rosalina, Reny Fitriana Kaban, Amanda Zulaika Copyright (c) 2024 PROFICIENT Community Services https://journal.perbanas.id/index.php/pcs/article/view/773 Fri, 30 Aug 2024 00:00:00 +0700