Green Banking Implementation Strategy as an Effort to Realize Sustainable Banking

Abstract

Change climate, degradation environment, and demands to practice business sustainable push sector banking for integrate aspect environmental, social, and governance ( ESG ) in activity his business. One of the the approach used for support transformation the is implementation green banking. This Research aim for analyzing implementation strategies green banking as effort realize sustainable banking in the industry banking in Indonesia. The research method used is approach qualitative with method literature review. Research data obtained from journal national and international, books, regulations Financial Services Authority (OJK), report sustainability banking, as well as various document supporters others. Data analysis was carried out use technique content analysis for identify, group, and interpret various findings related implementation Green banking. Study results show that the implementation strategy green banking covering development Green operational banking, green financing, green investment, environmental risk management, and green corporate culture. Implementation of these strategies capable increase efficiency operational, reducing risk environment, strengthening reputation company, as well as support achievement objective development sustainable. However, success implementation green banking Still face challenge in the form of limitations source Power human, readiness technology, and level commitment different organizations. Therefore​, is necessary strengthening regulation, innovation product finance green, and improvement capacity organization. Change climate, degradation environment, and demands to practice business sustainable push sector banking For integrate aspect environmental, social, and governance (ESG) in activity his business. One of the the approach used for support transformation the is implementation green banking. This research aim for analyzing implementation strategies green banking as effort realize sustainable banking in the industry banking in Indonesia. The research method used is approach qualitative with method literature review. Research data obtained from journal national and international, books, regulations Financial Services Authority (OJK), report sustainability banking, as well as various document supporters others. Data analysis was carried out use technique content analysis for identify, group, and interpret various findings related implementation green banking. Study results show that the implementation strategy green banking covering development green operational banking, green financing, green investment, environmental risk management, and green corporate culture. Implementation of these strategies capable increase efficiency operational, reducing risk environment, strengthening reputation company, as well as support achievement objective development sustainable. However, success implementation green banking Still face challenge in the form of limitations source power human, readiness technology, and level commitment different organizations. Therefore​, is necessary strengthening regulation, innovation product finance green, and improvement capacity organization.