PENGARUH INFLASI, NON PERFORMING FINANCE (NPF), DAN RETURN ON ASSET (ROA) TERHADAP PERTUMBUHAN ASSET PERBANKAN SYARIAH DI INDONESIA

Abstract

The purpose of this study was to find empirically the effect of inflation, non-performing finance (NPF), and return on assets (ROA) on the growth of Sharia banking assets in Indonesia. In this study, there were 3 independent variables tested; Inflation, Non-Performing Finance (NPF), and Return on Assets (ROA). The population of this study was the 2013-2018 National Foreign Exchange Sharia Commercial Bank companies. The sampling technique used was purposive sampling to obtain a sample of 5 companies. This research was conducted in 2013-2018, so the number of data in this study was 30 data. The analysis method used was the multiple linear regression with the SPSS V.20 tool. The result of the study found that Non-Performing Finance (NPF) and Return on Assets (ROA) had a significant effect on Asset Growth, while the inflation had no significant effect on the Asset Growth.